Risk disclosure

Investing carries risk. Please read this before you invest.

• Returns are not guaranteed. The value of what you invest can go down as well as up, and you could lose money.

• Past performance does not predict future returns.

• Some packages lock your money in for a set time or charge a fee to withdraw early.

• Exchange rate changes can affect amounts converted between naira and dollars.

• Only invest money you can afford to set aside.